I'm sure you recognize these people... you should stay away from themYou give them some power, and they will exercise it relentlessly. Cruelly, I would say. Pushed to the maximum. You don’t need to go to the Nazis times to understand this phenomenon. You encounter examples every day. You will recognize them. I mean, these people. The little, miserable boss, asking you random things, for example. Thinking about your holidays, when you come with a request. Or worst, denying them for reason a, b, c… so well expressed that you end having a mix of guilt and...Read more
You're a loser if you play this gameWould you play a game where you have 99% chances of losing? Before you answer, listen. Or read… sometimes I forget that this is an email… Well… read or listen. It’s impossible to make an adult to change their mind. Impossible, at least in one conversation, demonstration or else. In fact, the more you try, the more convince that “adult” is on their position. It’s that simple. And if not impossible, let’s say that this won’t happen 99% of the time. Well… People are still playing that game. Over...Read more
Money is not your problem - I tell you what and whyNo, seriously. In fact, it’s possible that right now you already have more than you need. Yes… more than you need. So, the problem isn’t a lack of opportunities, or Trump, or whatever. Because, if you really think about it, even if most people solved all their financial worries… something would still be missing. Money is just the first step. Sure, it’s an important step — but that’s not where the road ends. On the contrary. That’s where it begins. There’s a big difference between having...Read more
Important email if you are not satisfied with your lifeI’m going to give you 50% of the solution to any problem you have. I’m going to tell you what your biggest obstacle is. And just knowing that is already half the solution — because only when you know who your enemy is, can you fight it. And I know what you’re thinking. You’re thinking it’s money — if only you had more. Or time — you don’t have enough. Knowledge — that one thing you still need to learn. Charisma, intelligence, or beauty — not enough of it. That thing you need to finish or fix,...Read more
Man has $100 million under his bed — doesn’t realize it until 10 years later.Today I bring you a true story. Or at least, it was told to me as a true story. And even if it wasn’t, the learning is huge. Well… Some time ago, a Filipino fisherman found a deformed pearl. Deformed and huge. It was so strange and so misshapen that he kept it as a good luck charm. And so big that the only place he could store it was under his bed. The thing weighed 34 kilos. Yes… 34 kilos or 75 pounds. One day, ten years later, our Filipino friend just discovered that the pearl was worth 100...Read more
The psychology of control... and moneyI'm sure you’ve been told this story before. But I don’t care. You need to hear it every day. A North Korean fisherman got distracted in the fog and drifted too close to the South Korean coast. How could he know that? Well… He realized it when his radio picked up a station he didn’t recognize… and… and… They were telling a joke! Yes, a joke. It was about two neighbors fighting over a parking spot. The fisherman laughed. How could there possibly be so many cars that parking would be a problem?...Read more
The receipt to stay poorLeeching off the neighbor's Wi-Fi Paying for the iPhone in installments Splitting beers with friends. Saving hotel mini toiletries like they're gold Going out to dinner with a good friend and splitting the bill Still mooching off your ex's Netflix account Taking office supplies home without getting caught Asking for McDonald's ketchup packets to use at home Knowing exactly when Easter week falls Playing dumb when the bar bill arrives, hoping your friend pays Adding water to the gym shower gel...Read more
It's the environment, stupid!When healthy food is available and junk food isn’t, you eat better. When your phone’s in greyscale and you delete social apps, you look at your phone less. When you set up automatic transfers to your savings account, you save more. This is not me. It’s science. It’s not just willpower. It’s not just discipline. Your environment does set the rules. When you set up the scene, you model your willpower. Do you want to do more exercise? Prepare your clothes, your shoes… or create a gym at home…...Read more
This can kills your freedom and make you a suckerPeople mess up with debt. I mean. Not the same to have debt to buy assets that produce cash flow that assets that eat your cash. Then, a €70.000 car, or $70.000, I don’t mind, bought on instalments is not a means of transportation: it’s a sentence with a steering wheel. It might have 300 horsepower, that new leather smell, and a logo that turns heads at traffic lights, but at the end of the day, it’s still just that: a burden you carry with you everywhere. The perfect symbol of financial...Read more
How you can cool offThe world is on fire. 98% of investors have lost money in the past few days. And that’s OK. This is why when I was asked on Wednesday if “should I sell now”, my answer was… What are you talking about? Look. We've all read dozens of 'influencers' suggesting that investing €500 a month in the S&P 500 will make you rich in 20 years. The stock market only goes up. And to some extent, they might be right, but I don't like that extreme volatility dependent on a few overly powerful individuals. For...Read more
My opinion about the tariffs and TrumpThese days of Trumpmania, tariffarias, panicism, etc, many people have asked for my opinion. What I think about the stock market. About Trump. About China. About Putin and Zelen. The next WW3. And so on. Look. I stop worrying about news out there long time ago. I don’t have time for that. So I having been paying too much attention. But I can tell you something. I’m watching. Observing carefully. While other panic. Press the sell button. I just observe. People get worried. Very worried....Read more
More uncomfort for your culo inside this emailLet me know if this is familiar to you. You love your job, but if you won the lottery, you’d leave it without remorse and move to a tropical island. You’ve said before that money doesn’t matter, yet you make 40 hours a week, or 50 or more, for a few new numbers in your bank account. You say health is what matters the most, but you didn’t join CrossFit, yoga or a cycling club until you were 40. When you join a video call, you shout that you can't hear anything or you get desperate when people...Read more
The reason why you need to move your culoAttitude is everything. Stay around with people depressed that criticizes all is happening around (Trump, tariffs, war, Putin, oil, bitcoin), and you’ll be depressed too. Optimism is a powerful weapon. I’d say that stay away of people that don’t share optimism and see opportunities everywhere. Instead of “that won’t work”, think of and stay around with people with a “how do I apply that” mindset. The key to success is knowing how to stay motivated in the face of barriers, stops, and things...Read more
What happens with the change of season... It seems like investment trends change with the seasons. Yesterday, everyone was talking about Bitcoin. Today, gold is on everyone’s lips... And tomorrow? Who knows. But there’s one thing that’s always been there—quiet, without promising overnight riches, yet delivering solid results: real estate. Now, some people claim real estate isn’t profitable. But let’s be honest—if earning a 10% return or more on a physical, tangible asset with intrinsic value “isn’t profitable”… Then what is? Let’s...Read more
Why you should be lazyLaziness. There’s something about laziness that can actually teach you a lot—and even help you level up your investments like never before. Think about it logically. Most businesses are built on laziness. "Should we get a taxi?" "Why the hell would I go out trying to flag one down—just order an Uber." Sound familiar? But this one probably hits even closer: "What should we have for dinner?" "As long as I don’t have to make it, order whatever you want." Laziness drives the world. And it makes...Read more
Is this a good investment?A few days ago, I talked to someone about profitability of assets. What should be the minimum return that you get out of… let’s say… a good real estate investment? Our best ones… around 8-10%. “Not much” – he said… the stock market is giving you more… Logically, Trump had not shown up in the white house garden yet to do a performance with his hair perfectly glued to his head. But let’s reflect… Is that a good number? Is it bad? Around 8-10% In my humble and brutally honest opinion: it’s...Read more
The second most important thing in your lifeIt’s weekend. You’re probably in the couch… and unless you’re reading stuff like this newsletter and review how you can make more money… BAD! You’ve heard me saying it before. The most important decision in your life that will decide most of your chances of success is… Ahh… let me add something. The most important decision that will determine your chances of success and wealth is… The place you live. Yes, sorry. Very simple. Now you wonder, why people all around the world despite Trump and...Read more
The number 1 objection that keeps your brain downI don’t have the time. That’s the excuse that 99% of people use to justify their fears. Because it’s not laziness. It’s fear. Fear to fail, but also fear to success. And, if the last one seems incredible to you, I have to tell you that it’s really common. The average person in the US watches 3 hours TV… per day. In Europe, very similar. Now adds a few more hours of scrolling without purpose… every day. And of course, they don’t have time. They are too busy watching news, checking Facebook or...Read more
Only a few of you will accept this challengeOne guy, a salesman, trying to reconnect with friends and potential new clients send to all his contacts a birthday card. Hundreds of contacts. Of course, he didn’t know the birthday of all his contacts. Of course, not. But that didn’t matter. The fact is that around 90% of them answered back thanking for the card, but informing that the date of their birthday was wrong. Contact made. Conversation initiated. Sales made. Many of you will be saying: I can’t do that People will get upset He was...Read more
Yes, you canYes, you can. But you know what you need to get there… Don’t you know? Yes. Action. Start doing. Stop thinking and do, do and do. As simple as that. As hard as that. Nothing can be done without you doing it. Nobody can do it for you. Don’t wait for the divine providence to come with the work that only you can do. It’s scaring, I agree. You can lose time. You can lose reputation. You can lose money. But… You can learn. You can grow. You can reach freedom. Up to you. Time to think about what...Read more
The Antagonist